For more information about money for college and to help you determine which loans to accept and how much to borrow, FEDERAL STUDENT AID FOR ADULT STUDENTS. Here’s your no-stress guide to what you’ll need to know money-wise once you graduate college and become a so-called “real” adult. Fill out the FAFSA to apply for free grants for college. How America Saves for College. How College Students Manage Money. Sallie Mae, the Sallie Mae logo Author: Sallie Mae.